Baccarat is portrayed as formal and elegant game in the movies, but it’s actually easy and slow-paced, and great for new players. Learn more at our site.

Baccarat is an exciting game of pure chance. While it’s portrayed as formal and elegant in the movies – James Bond’s favourite! – it’s actually an easy, slow-paced game that’s great for new players; there’s no strategy or skill needed. Plus, Baccarat offers some of the best odds in the casino.

Check the complete guide on How to play Baccarat.

In essence, Baccarat is a simple guessing game. It’s just about betting which hand out of two that are dealt – the Banker’s hand and the Player’s hand – will win. A winning hand has the highest points out of a possible 9 points.

Before you play, it’s good to know the elements of the game and what they’re called.

There are from seven to 14 seats for players, depending on the version of Baccarat, and a dealer’s area. No matter how many players are seated, only two hands of cards are dealt: the Player’s and the Banker’s. Players don’t get their own cards; each has their own betting area.

Each player will find three bet boxes, one each for Player, Banker and Tie, above their number on the felt table top.

The dealer begins the game by dealing the cards. The dealer stands in front of the players at the centre of the Baccarat table in order to reach every place on the table.

The dealer takes a 5% commission on winning bets on the Banker’s hand. In full Baccarat, a long rectangle filled with numbers, located next to the bank, is called the commission box, and is used to keep track of all commissions. On other Baccarat tables, a commission circle is next to each individual betting area.

Each number represents a player, and every time a player owes commission, the dealer will mark it until the player is ready to pay and leave the table.

Points calculation in Baccarat is different from most games. A unique rule in Baccarat is that nine is the highest score, and the value of a hand can’t be higher. Here’s how the cards work and how the points add up:

Picture Cards & Tens

Picture cards and Tens are each worth zero points.

Other Numbered Cards

Cards numbered from 2-9 are worth their face value.

Aces

The ace is worth one point.

Picture cards and Tens are each worth zero points.

Cards numbered from 2-9 are worth their face value.

The ace is worth one point.

Once the points value reaches a double digit, the second digit will automatically become the value of the hand.

With this rule, for example, 10 is worth 0, 11 is worth 1, 12 is worth 2, and so on. After the total points reach 10, simply drop the first digit and that’s the score of the hand.

So a hand of a 9 and 6, which adds up to 15, becomes a 5-point hand. Only a bet on the hand that’s closest to 9 will win.

• 1Start with a game plan; set a budget in advance and stick to it.
• 2Place a bet: bets are placed before the cards are dealt. Choose to bet on one of three options: Banker’s hand, Player’s hand or a Tie.
• 3Know how a round works and how the cards are dealt: in ordinary play, a total of two cards are dealt for each of the Banker’s and the Player’s hands. Learn when a third card will be drawn.
• 4Understand a winning hand: Once the hands are played out, the winning hand is the one closest to a total of 9 points.

Set a budget

Baccarat is an exciting game, and you don’t want to get carried away. Decide how much you want to spend in advance. Treat this as money you’d spend on a night out, not expecting to bring it home.

Don’t bring credit cards

To make sure you only spend what you bring, use cash and leave the cards at home.

Set a win limit

It’s no fun to be up and then lose it all. Decide in advance when it’s time to walk away. Some players set this at the point when they double their money.

Baccarat is an exciting game, and you don’t want to get carried away. Decide how much you want to spend in advance. Treat this as money you’d spend on a night out, not expecting to bring it home.

To make sure you only spend what you bring, use cash and leave the cards at home.

It’s no fun to be up and then lose it all. Decide in advance when it’s time to walk away. Some players set this at the point when they double their money.

Baccarat is a guessing game, so players must place bets before the cards are dealt. Choose to bet on one of three options:

Banker’s Hand

A winning bet on this hand pays even money, or 1 to 1. For example, if you bet $10 and win, it pays $10, minus the 5% commission.

Player’s Hand

A winning bet on this hand also pays even money.

Tie

A winning bet on a tie pays 8 to 1.

A winning bet on this hand pays even money, or 1 to 1. For example, if you bet $10 and win, it pays $10, minus the 5% commission.

A winning bet on this hand also pays even money.

A winning bet on a tie pays 8 to 1.

Baccarat is so popular, it’s generated variations on the game, and additional ways to bet and play. Check out the details on side bets and Mini Baccarat here.

Learn more about Baccarat variations

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